1. Information We Collect

• We may collect personal identification information such as your full name, date of birth, gender, PAN card number, Aadhaar number, voter ID, phone number, email address, and residential address. Additionally, we may collect financial information including your bank account details, salary slips, income tax returns, credit history or score, employment or business details, and the purpose and amount of the loan you are seeking.

• We also gather device and usage data such as your IP address, browser type and version, device details, cookies, and site usage logs to enhance your experience on our platform.

2. How We Use Your Information

• As a Direct Selling Agent (DSA), we collect and share your information with our partnered banks and NBFCs to assess your loan eligibility and assist in processing your application. We also use your data to verify your identity, prevent fraud, meet compliance obligations, contact you for service updates or relevant loan offers (with your consent), and improve our website functionality and user experience.

3. Data Retention

• We retain your personal information only for as long as necessary to fulfill the purpose for which it was collected or as required by applicable laws and internal policies.

4. Sharing of Information

• We may share your information with our partner banks, NBFCs, and authorized financial institutions to facilitate your loan application. We may also share data with third-party service providers for services such as KYC verification, credit bureau checks, secure data storage, or analytics. Any information sharing is done under strict confidentiality. We do not sell or rent your personal information to any third parties.

5. Security of Your Data

• We follow industry-standard security protocols including SSL encryption, secure servers, access control, and periodic audits to safeguard your data. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute protection of your data.

6. Your Rights

• You have the right to access, correct, or request deletion of your personal data, withdraw consent (where applicable), or raise concerns with a relevant data protection authority. You can contact us directly to exercise any of these rights.

7. Cookies Policy

• We use cookies to analyze site traffic, personalize your browsing experience, and show relevant content or offers. You can manage or disable cookies through your browser settings.

8. Third-Party Links

• Our website may contain links to third-party websites. We are not responsible for their content or privacy practices. We encourage you to review the privacy policies of any third-party sites before providing any personal information.

9. Updates to This Policy

• This Privacy Policy may be updated periodically. All changes will be posted on this page with the revised effective date. Continued use of our website or services after changes are made implies your acceptance of the updated terms.